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Fears of SPAM, passing on your email address to others or not being able to opt-out are always a concern when considering subscribing to an email newsletter. Find out what we do to ensure subscribing with us is safe
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Find out how our advanced "Smart Newsletter" system enables you to choose what information you receive from us
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Fears of SPAM, passing on your email address to others or not being able to opt-out are always a concern when considering subscribing to an email newsletter. Find out what we do to ensure subscribing with us is safe
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Find out how our advanced "Smart Newsletter" system enables you to choose what information you receive from us
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The Spring Statement, delivered by the Chancellor of the Exchequer, prioritised 'stability and security'. However, the speech did not address the growing concerns from businesses owners and entrepreneurs on the impending tax rises and the significant increases to employment costs they will face next month, which were announced in the Autumn Budget. We've summarised the 6 key takeaways that impact small businesses.
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As we approach the end of the first quarter of 2025, how has your business fared?
Predicted to be a challenging year, many businesses are increasingly managing the impact of more complex and emerging risks to their business operations. Having the right insurance is just one step to help mitigate these risks and provide business protection.
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Getting your taxes wrong could prove to be costly which is why taking the time to ensure you file your taxes right is key when running a successful business. Our business tax guide helps to make things easier for you, busting the jargon and giving useful tips for business owners who are struggling to navigate the murky waters of business tax.
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Catch up with the latest updates from the 2024 Spring Budget as the Chancellor of the Exchequer announces the government's fiscal plan for the coming election year. Find out more about the monetary changes that could impact your business.
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As we venture into 2024, the global business landscape is becoming increasingly complex and unpredictable. To ensure sustainable growth and success, companies must be aware of and proactively address the potential risks that could impact their operations.
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Alongside fundraising for the Allianz corporate charity – Mind, Premierline has spent the past 12 months donating money and resource to a number of local charities, including; St. John’s Hospice, the Canal & River Trust, Morecambe Bay Foodbank and more.
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Apart from the Grinch, there are very few of us who wish to see Christmas get cancelled and although we should expect Santa Claus to have measures in place to protect us, the risk to Christmas is still very real. That’s why, when it comes to running a business, responsible business owners should ensure they have the right insurance protections in place, even Santa Claus!
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We are fortunate enough to be able to allow our team members time during their working day to volunteer for causes that they are passionate about. Find out more about how Premierline employee Paddy volunteers as a trustee at a local foodbank.
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However you choose to celebrate this festive season, we wish you all a very Merry Christmas and a prosperous new year.
Don't forget, our opening hours will change slightly over the festive period, use the link above to see our amended opening times.
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Earlier today, the Chancellor of the Exchequer delivered the 2023 Autumn Statement to the House of Commons. The statement focused on forecasts produced by the Office for Budget Responsibility and provided insight into the government's latest tax and spending plans.
Fiscal statements like this often have implications for small businesses. Check out the round up on our Insight Hub for more information on how today's announcement could impact your business as we look to 2024.
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Business owners shouldn’t assume that they are immune to the effects of extreme weather. With warnings regularly issued across the UK, especially during the winter, it’s important you know what steps to take to secure your business premises and protect it against the effects of extreme weather this winter.
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Designed to make finding the right insurance for your business easier than ever before. The brand new Premierline website features an interactive new business insurance finder, as well as a complete redesign to provide a better experience to our customers. Visit the new site today to start exploring.
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Much like any other health and safety concern, the management of workplace stress falls under the responsibility of both the individual and the employer. Without collective awareness and team effort, managing stress within a workforce is a difficult task.
It’s only when employers and staff work together that workplace stress becomes manageable, instead of a slippery slope which could lead to extended periods of absence from the workplace, or perhaps worse in extreme cases.
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The 'Manual of Me' concept is an idea which aims to help managers and leaders really get the most out of their people.
The manual aims to empower workers and give teams the confidence to be able to work together in a considerate way which celebrates diversity and difference, enabling teams to work better together.
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The Carer’s Leave Act will soon become law and will impact employers and their teams up and down the country.
The Act hopes to secure new employment rights for individuals who have home caring responsibilities and whom currently juggle caring with the responsibilities of their employment.
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The Chancellor of the Exchequer, Jeremy Hunt, has announced the government’s Spring Statement and the Office for Budget Responsibility fiscal plan for the next year. Anticipation for this budget has been building over a number of weeks, as we head into another year in the aptly named cost of living crisis.
Many business owners will be looking to this announcement in the hope that further measures will be available to them to support their business through a crisis, which continues to impact business and personal finances equally. Read on to find out more about the key announcements from the budget which could impact your business over the coming months.
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When it comes to cyber security, even the most robust processes can sometimes be circumvented and data can be lost or exposed. That’s why cyber insurance is an essential cover for any business which manages or handles digital based personal data in any capacity.
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Small businesses face a unique set of risks which set them apart from larger companies who may have better internal protections or processes. Keep up to date with the biggest risks faced by small businesses in 2023 in our latest report, including cyber risk, business interruption and climate change.
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Marley was dead to begin with. There is no doubt whatever about that. The register of his burial was signed by the clergyman, the clerk, the undertaker and the chief mourner. Scrooge signed it. And Scrooge’s name was good upon ‘change for anything he chose to put his hand to. Old Marley was as dead as a doornail.
Perhaps, one of the most famous opening paragraphs written by the great Charles Dickens – the first few lines of A Christmas Carol, a story about a business owners' loss, his discovery and of course, Christmas. Find out more about his business ownership by clicking the link below.
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Business owners and employees alike often count down the days to Christmas closure. Before you close your doors though, consider the steps you need to take to secure your premises for the festive season.
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Protecting you and your business from the unexpected this festive season.
Wishing you a Happy Holidays, however you choose to spend your Christmas break, from all at Premierline.
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Today’s Autumn Statement, led by Chancellor Jeremy Hunt, indicates how parliament proposes to balance the UK’s economy with their medium-term fiscal plan.
Business owners across the country will be impacted by some of the announcements made in today’s statement, in the way businesses are taxed, and the costs of goods they purchase. To find out more about the changes announced earlier this afternoon, click the link below.
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The Men’s 2022 FIFA World Cup kicks off in Qatar later this week. Due to the time difference between the UK and Qatar, many of the games will be played during office hours.
Workplaces wanting to stream the games must ensure they are covered by a valid TV licence in order to avoid potential penalties or fines.
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In the UK, there's been a lot of discussion about moving to a 4-day working week, with a number of UK organisations now participating in the world’s biggest trial.
The trial is a co-ordinated 6-month pilot for a 4-day working week, with no loss of pay for employees.
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In his Spring Statement, the Chancellor Rishi Sunak, gave an economic update earlier today on 23rd March 2022. The mini-budget laid the foundation for the year and measures to support businesses and households with prices, taxes and bills.
With public pressure to ease the rising cost of living, Mr. Sunak announced an immediate fuel duty cut of 5p per litre from 6pm today. However, the National Insurance increase of 1.25% will still go ahead from 1st April to raise funds to help the NHS recover from the pandemic. Click the link below to learn more about the other key announcements for businesses.
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As the cost of living continues to rise, our partners at LifeSearch have compiled a list of 5 ways life insurance could ease the pressure on finances for business owners.
With inflation hitting it's highest rate at 6.2% today, the economy slowing and taxes heading north, read insights from our experts on how as a self-employed or small business owner you could save money.
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From 1st January 2022, the government introduced new custom controls for any imports and exports between the UK and EU countries, following Brexit.
Although a number of businesses have shifted to British suppliers, for those that continue to trade with the EU, we've summarised the key insights and rules to help you avoid any unnecessary business interruptions or delays.
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General | Special Offers | Local Interest
For many businesses, Christmas is the most important time of the year. As customers celebrate the season, they splash out for family get-togethers, luxury foods, gifts and treats.
However, the pandemic has changed many customer habits and Christmas traditions over the past couple of years. This year, leading up to the celebrations, new guidelines have been released due to the new Omicron variant. So, are you ready for Christmas this year?
To ensure your business is well-equipped to maximise the opportunities the festive season brings, take a look at our business checklist.
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As we're coming to the end of 2021, COVID-19 is still present and has changed the shopping habits of our customers, who have increased online shopping to minimise their risk.
Hopefully, 2022 should provide businesses with more opportunities to boost sales on the high street or online. Therefore, in this year’s retail calendar we have compiled a list of important dates including national celebratory days, annual events, key holidays, and other events.
Use this calendar to aid planning relevant campaigns in 2022 and make the most of these seasonal events to help boost your sales.
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So far the weather has been mild for this time of year, excluding the recent storms. However, it's likely we will get colder weather in the coming weeks which bring frost, ice and snow.
To help minimise the risks winter weather can have on your business and vehicles, look through our useful guides:
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It's been another long, difficult year for many businesses dealing with lockdowns, restrictions and operating with secure measures throughout the pandemic.
As the year comes to an end, we hope you take the time to reflect on some of the positives as well as the challenges you've come through.
Our employees are lucky to be taking a short break to spend time with family and friends. We hope you can do the same. We've created a short video to wish you all a safe and healthy 2022!
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The Chancellor, Rishi Sunak, announced his plans for the UK Budget earlier today on 27th October 2021. The plan aimed to support the country prepare for a post-Covid economy and 'age of optimism' after the devastating impact of the pandemic over the last 18 months.
His ambitions for the Budget were to deliver stronger growth, a stable economy, more jobs, and reduce debt levels. Investments and spending would be concentrated on those areas that would deliver this ambition. He warned of “challenging months ahead”, but his Budget would return us back to a pre-pandemic economy.
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As a business owner it’s never been more important to ensure you have an effective supply chain in place, to help improve efficiency, reduce costs and increase profitability. However, currently there are numerous external challenges which are causing huge supply-chain havoc.
Find out how to reduce your exposure to disruptions in your supply chain by clicking the link below.
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The environment that freelancers work in is often fast paced, every changing and notoriously competitive.
You need to make sure you stand out from your competition, and one of the best ways to do this is by proving how good you are with the right qualifications. The saying "you can't teach an old dog new tricks" simply isn't true!
Take a look at why it is so important to keep up with your professional development and carry on learning by clicking the link below.
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General | Special Offers | Local Interest
If you want to promote your business on one of the fastest growing social media platforms, then you might want to have a look at TikTok.
TikTok launched in 2016, but really started to make an impact in 2018, before reaching over 2 billion users in 2020. Using short video features, you can showcase your business skills to a huge audience if you can use TikTok effectively.
Use the link below to learn how to get set up on TikTok and how you can reach a new client base using this platform.
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Setting your own prices is one of the perks of being self-employed, but you need to find that balance of good income and an attractive price.
Negotiating is a tough skill to learn, but by being a strong negotiator, you can justify the value you would bring and why your client should choose to work with you, even if your terms may cost them more than a competitor.
Find out how you can negotiate for better terms with clients when pitching for new roles or work projects by following the link below.
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General | Special Offers | Local Interest
The Kickstart Scheme was introduced during the COVID-19 pandemic to support businesses in taking on young people for new roles.
As a busy contractor yourself, you may be able to take on an additional employee through this scheme as 100% of their salary could be paid for during the first 6 months of their employment, increasing your resources and productivity.
Take a look at some of the benefits of the Kickstart Scheme and how you can take on a new employee by following the link.
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General | Special Offers | Local Interest
On 3rd March, the Chancellor of the Exchequer, Rishi Sunak, delivered the UK Budget, outlining the current state of the UK's finances and changes to government spending. This is the first budget following Brexit; the United Kingdom's full withdrawal from the European Union.Whilst the budget affects many aspects of every day life, we have highlighted the key points that affect businesses in the UK, including an article on the
Scottish budget. Follow the link below to see how the budget can affect you and your business in the upcoming year.
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General | Special Offers | Local Interest
When the UK officially left the European Union in January 2021, the rules of how we interacted with our European neighbours changed.
This meant that the rules changed for any UK businesses who trade with the European Union or European Economic Area countries. These rules affect the import and exports of goods and services to these countries.
Find out how you can continue to trade and avoid some of the import, export and service issues by following the link below.
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General | Special Offers | Local Interest
Research from Which? has shown that cash usage in the UK has declined during the COVID-19 pandemic, but why is this the case?
Rather than it being the case of less people spending money, Which? actually found that 34% of people had experienced 'cash rejection', where their cash has been refused as a payment method during a transaction.
Take a look at what these changes to cash usage has meant to the UK and how you can adapt your business for spending today.
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General | Special Offers | Local Interest
Taking on a salon manager is something that business owners can consider if they are looking for someone to help run their business for them.
Whether it is to take time to manage the background business tasks or simply just to take more time away from the business, it is important to hire someone who you can trust to continue to run the business as you have, and help grow the team.
Take a look at the 5 qualities you should look for when reviewing candidates, to ensure you recruit the best salon manager for your business.
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General | Special Offers | Local Interest
A salon is a great place for young people to start their career, but salons can also be dangerous places for potentially inexperienced workers.
Apprenticeship schemes and the new Kickstart scheme are encouraging more and more young people to go into work, but if you have young, inexperienced workers, it can be more dangerous for them to be working with the kind of equipment used in this industry.
We have provided a quick recap on how you can help to keep your teenage workers safe at your business. Click the link below for more details.
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General | Special Offers | Local Interest
As the infection rate increased over recent months, governments around the UK introduced stricter measures to control COVID.
The tiered system, introduced in October, is a set of rules that are set at local county level, depending on the amount of cases in that area. As the UK prepares to come out of the current lockdown next month, familiarise yourself with how the tier system will affect you.
Read our article on how the Three-Tier rules could affect your business when you reopen and the UK start to observe these regulations again.
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General | Special Offers | Local Interest
Since COVID-19 hit the UK in early 2020, one of the most effective methods of keeping the virus from spreading was good hygiene.
Regular cleaning around site and the equipment you use is so effective in the fight against COVID-19. This is why it is so important to instill a culture of disinfection within your team and cleaners, to play a part in stopping the spread of the virus.
Take a look at what actions you can put in place to make disinfection at the front of people's minds at your business and help keep your site safe.
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General | Special Offers | Local Interest
During the last few months, the coronavirus pandemic has unfortunately forced many businesses to temporarily close to comply with government lockdown measures.
It may be tempting to cancel your insurance as an unnecessary expense, but did you know that insurance policies still continue to protect your livelihood, even whilst your business is shut?
Follow the link below to find out how insurance continues to protect your premises, stock and operations during these difficult times.
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General | Special Offers | Local Interest
The value of social media as a communications tool to keep your customers informed about your business has never been more important than over the last few months.
Social media is a cost-effective way to reach new customers, advertise opening hours and the services you offer. But, how do you know if it is worth investing your time and money in?
Take a look at our article on how you can measure the return on investment for your social media channels.
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General | Special Offers | Local Interest
On 11th March, the Chancellor of the Exchequer, Rishi Sunak, delivered the UK Budget, outlining the current state of the UK's finances and changes to government spending. This is the first budget following the United Kingdom leaving the European Union.
Whilst the budget affects many aspects of every day life, we have highlighted the key points that affect businesses in the UK. Follow the link below to see how the budget can affect you and your business in the upcoming year.
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General | Special Offers | Local Interest
As the government announces phase 2 of its plans to ease lockdown and kick-start the economy again, it’s good to hear that many businesses, including non-essential retail businesses, have been allowed to reopen this month, with many more businesses set to reopen in phase 3, which is expected to begin in July.
If you are planning on reopening your business, you will need to make sure that it is COVID secure and safe for anyone who visits your business. Take a look at how you can carry out a risk assessment using our downloadable checklist to help you put measures in place to limit the spread of coronavirus to keep your staff and customers safe.
More...
General | Special Offers | Local Interest
During the last few months, the coronavirus pandemic has unfortunately forced many businesses to temporarily close to comply with government lockdown measures.
It may be tempting to cancel your insurance as an unnecessary expense, but did you know that insurance policies still continue to protect your livelihood, even whilst your business is shut?
Follow the link below to find out how insurance continues to protect your premises, stock and operations during these difficult times.
More...
General | Special Offers | Local Interest
The value of social media as a communications tool to keep your customers informed about your business has never been more important than over the last few months.
Social media is a cost-effective way to reach new customers, advertise opening hours and the services you offer. But, how do you know if it is worth investing your time and money in?
Take a look at our article on how you can measure the return on investment for your social media channels.
More...
General | Special Offers | Local Interest
On 11th March, the Chancellor of the Exchequer, Rishi Sunak, delivered the UK Budget, outlining the current state of the UK's finances and changes to government spending. This is the first budget following the United Kingdom leaving the European Union.
Whilst the budget affects many aspects of every day life, we have highlighted the key points that affect businesses in the UK. Follow the link below to see how the budget can affect you and your business in the upcoming year.
More...
General | Special Offers | Local Interest
As the government announces phase 2 of its plans to ease lockdown and kick-start the economy again, it’s good to hear that many businesses, including non-essential retail businesses, have been allowed to reopen this month, with many more businesses set to reopen in phase 3, which is expected to begin in July.
If you are planning on reopening your business, you will need to make sure that it is COVID secure and safe for anyone who visits your business. Take a look at how you can carry out a risk assessment using our downloadable checklist to help you put measures in place to limit the spread of coronavirus to keep your staff and customers safe.
More...
General | Special Offers | Local Interest
During the last few months, the coronavirus pandemic has unfortunately forced many businesses to temporarily close to comply with government lockdown measures.
It may be tempting to cancel your insurance as an unnecessary expense, but did you know that insurance policies still continue to protect your livelihood, even whilst your business is shut?
Follow the link below to find out how insurance continues to protect your premises, stock and operations during these difficult times.
More...
General | Special Offers | Local Interest
The value of social media as a communications tool to keep your customers informed about your business has never been more important than over the last few months.
Social media is a cost-effective way to reach new customers, advertise opening hours and the services you offer. But, how do you know if it is worth investing your time and money in?
Take a look at our article on how you can measure the return on investment for your social media channels.
More...
General | Special Offers | Local Interest
On 11th March, the Chancellor of the Exchequer, Rishi Sunak, delivered the UK Budget, outlining the current state of the UK's finances and changes to government spending. This is the first budget following the United Kingdom leaving the European Union.
Whilst the budget affects many aspects of every day life, we have highlighted the key points that affect businesses in the UK. Follow the link below to see how the budget can affect you and your business in the upcoming year.
More...
General | Special Offers | Local Interest
As the government announces phase 2 of its plans to ease lockdown and kick-start the economy again, it’s good to hear that many businesses, including non-essential retail businesses, have been allowed to reopen this month, with many more businesses set to reopen in phase 3, which is expected to begin in July.
If you are planning on reopening your business, you will need to make sure that it is COVID secure and safe for anyone who visits your business. Take a look at how you can carry out a risk assessment using our downloadable checklist to help you put measures in place to limit the spread of coronavirus to keep your staff and customers safe.
More...
General | Special Offers | Local Interest
As with most new starts, the new year is bringing some changes. But what are some of the legal changes coming to the UK in 2020?
From work place laws to general legislation to driving, we have found some of the laws that will be introduced this year that could affect your business.
Follow the link below to see what you need to be aware of in preparation for the new laws coming up this year.
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General | Special Offers | Local Interest
The Health and Safety Executive (HSE) have released their annual statistics about injuries in the workplace.
Our infographic outlines the amount of work related injuries and ill health, costs of illness and injuries, and the safest and the most dangerous industries in the UK.
Take a look at our breakdown of the report by following the link below to see how you can help eliminate accidents at your business.
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General | Special Offers | Local Interest
Did you know that in 2017, card payments overtook cash payments as the most popular method of payment.
Adopting a cashless system can have many benefits for your business, such as convenience for your customers and lower cash handling risks, but what are the drawbacks?
Click the read more link below to find out if 2020 could be the year you take your business cashless.
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General | Special Offers | Local Interest
We are proud to announce that we have recently been awarded Platinum Trusted Service provider status by independent reviews aggregator, Feefo.
Feefo is a review collector that Premierline uses to gather feedback from genuine customer. As a business that has consistently received Gold status over the last three years, we have no received the highest accolade and recognised as a Platinum provider. Click below to read more about our Platinum award.
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General | Special Offers | Local Interest
As with most new starts, the new year is bringing some changes. But what are some of the legal changes coming to the UK in 2020?
From work place laws to general legislation to driving, we have found some of the laws that will be introduced this year that could affect your business.
Follow the link below to see what you need to be aware of in preparation for the new laws coming up this year.
More...
General | Special Offers | Local Interest
The Health and Safety Executive (HSE) have released their annual statistics about injuries in the workplace.
Our infographic outlines the amount of work related injuries and ill health, costs of illness and injuries, and the safest and the most dangerous industries in the UK.
Take a look at our breakdown of the report by following the link below to see how you can help eliminate accidents at your business.
More...
General | Special Offers | Local Interest
Did you know that in 2017, card payments overtook cash payments as the most popular method of payment.
Adopting a cashless system can have many benefits for your business, such as convenience for your customers and lower cash handling risks, but what are the drawbacks?
Click the read more link below to find out if 2020 could be the year you take your business cashless.
More...
General | Special Offers | Local Interest
We are proud to announce that we have recently been awarded Platinum Trusted Service provider status by independent reviews aggregator, Feefo.
Feefo is a review collector that Premierline uses to gather feedback from genuine customer. As a business that has consistently received Gold status over the last three years, we have no received the highest accolade and recognised as a Platinum provider. Click below to read more about our Platinum award.
More...